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Protecting your Social Security number

Share it rarely, and lock down the accounts tied to it.

5 min read

Your Social Security number is the key to opening credit and filing taxes in your name. You can't change it easily, so protecting it matters.

Everyday habits

  • Don't carry your card in your wallet
  • Ask why it's needed before you give it out, and whether another ID will do
  • Never give it to someone who called or messaged you
  • Shred documents that show it

Extra protection

  • Create your own my Social Security account at ssa.gov before someone else does
  • Get an Identity Protection PIN from the IRS to block fake tax returns
  • Freeze your credit at all three bureaus

General educational information, not legal advice. Dime Wisdom isn't paid by any bank, security company or government agency.