Passwords and two-step login, made simple

Most hacked accounts are opened with stolen or reused passwords. Two habits block most of that.

Habit 1: a different password everywhere

• Use a password manager, or a long passphrase of several random words
• Start with the most important: email, bank, phone carrier
• Never reuse your email password anywhere else

Habit 2: turn on two-step login

• An authenticator app or security key is strongest; text codes are still much better than nothing
• Turn it on for email first, because email resets everything else

Never share a code

A one-time code is a key to your account. No real company will call or text asking you to read one back.

General educational information, not legal advice. Dime Wisdom isn't paid by any bank, security company or government agency.