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Scam Safety checklist

16 steps that make you and your family much harder to scam.

Track your progress with a free account Get the free Scam Defense Workbook

Everyday habits

Simple rules that stop most scams.

Never tap links in unexpected texts or emails about your accounts Guide
Hang up and call back on a number you look up yourself Guide
Never call a number in a pop-up warning Guide
Never send money to someone you haven't met in person Guide

Protect your money

Know the payment red flags.

Treat any request for gift card payment as a scam Guide
Only use payment apps with people you know Guide
Never send money back after receiving a check Guide
Turn on transaction alerts for every bank and card account Guide

Lock down your identity

One evening, done.

Use a different password for email and banking Guide
Turn on two-step login for your email Guide
Freeze your credit at Equifax, Experian and TransUnion Guide
Create your my Social Security account and get an IRS IP PIN Guide

Be ready

So you can act fast if it happens.

Write down who to call first if you're scammed Guide
Bookmark IdentityTheft.gov and ReportFraud.ftc.gov Guide
Agree a code word with your family Guide
Know what to do after a data breach notice Guide